Finance markets

Brazil Integrated Financial Markets and Investment Opportunities Report 2022: Market Expected to Grow 45.3% to $3.74 Billion in 2022 – Forecast to 2029 –

DUBLIN–(BUSINESS WIRE)–The report “Brazil Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments – Q1 2022 Update” has been added to from offer.

Brazil’s integrated finance industry is expected to grow 45.3% on an annual basis to reach US$3,741.9 million in 2022.

The integrated finance industry is expected to grow steadily over the forecast period, registering a CAGR of 27.0% over the period 2022-2029. The integrated financial revenue in the country will increase from US$3,741.9 million in 2022 to reach US$13,747.5 million by 2029.

The integrated insurance industry has experienced substantial growth in Brazil. This growth of the integrated insurance space can be mainly attributed to the growing number of emerging insurtech companies in Brazil. Notably, the number of insurtech companies reached more than 200 in 2020, compared to less than 100 in 2017.

The growing popularity of integrated insurance policies is pushing Brazilian start-ups to take advantage of this rapid growth by raising funds. The publisher expects the market to attract more investment over the next four to six quarters. The injection of capital into the integrated insurance sector is also expected to support the overall insurance penetration rate in the country.

Additionally, insurtech companies focus on innovation and new product integration in the auto insurance industry. The publisher predicts that a growing number of vehicle owners will adopt car insurance due to its easy availability in the coming quarters. This will subsequently stimulate the growth of the integrated insurance industry in Brazil in a short to medium term perspective.

The rise of the e-commerce industry also provides a significant growth opportunity for the integrated insurance industry in the country.

  • In August 2020, Mercado Libre, the online market company, launched a product to insure cell phones in Brazil. The insurance policy allows users to insure their smartphone screens or purchase comprehensive theft or theft coverage.

The integrated payment market in Brazil is still in a nascent growth phase. However, Brazil’s huge population offers huge potential for the growth of the in-app payments market. In addition, increasing investments in the market are expected to drive the evolution of the integrated payments market over the next four to eight quarters. Currently, the number of integrated payment providers is less in the country. With the growth in fundraising activities, the market is expected to grow in the short to medium term.

Market players are increasingly teaming up to combine their expertise and develop new in-vehicle payment solutions to capture the huge untapped population in Brazil.

  • In November 2020, Brazilian fintech company EBANX and ride-sharing app Uber announced a partnership on PIX (a payment system launched by the Brazilian government.

  • As part of this partnership, EBANX will meet the needs of Uber customers for payments, location and good user experience through their solutions. Since a large part of the Brazilian population does not have a bank account, Uber customers are expected to benefit from the newly introduced instant payment platforms, while EBANX is expected to use Uber’s existing customer base.

The integrated loan market in Brazil is still in the nascent stage of growth. However, growing investment in the market is expected to drive the evolution of the integrated loan market over the coming year. Currently, the country has only a handful of integrated loan providers. With the growth in fundraising activities, the market is expected to grow in the coming years.

Additionally, Covid-19 has created a significant capital gap in the MSME segment in Brazil. Banks are unable to fill the $480 billion shortfall, representing a significant opportunity for the nation’s integrated lending providers. To exploit this opportunity, start-ups are entering the market, which is expected to drive the growth of the integrated loan market in Brazil.

  • In July 2021, Dinie, the first pioneering integrated financial fintech in Brazil, raised US$3.8 million led by Accion Venture Lab and K50 Ventures. The company plans to expand its reach to the micro, small and medium enterprise (MSME) segment.

This report provides detailed, data-driven analysis of market opportunities in more than 50 integrated finance industry segments spanning lending, insurance, payments, and wealth.


Brazil Integrated Finance Market Size and Forecast

Brazil Embedded Lending Market Size and Forecast

Embedded Loans by Consumer Segments, 2020 – 2029

  • Business loans

  • Retail Loan

Integrated loans by B2B sectors, 2020 – 2029

  • Retail and consumer goods integrated lending

  • Loans embedded in IT and software services

  • Integrated loans in media, entertainment and leisure

  • Loans integrated into manufacturing and distribution

  • Loans integrated into real estate

  • Loans included in Other

Integrated loans by B2C sectors, 2020 – 2029

  • Retail Integrated Lending

  • Integrated Home Improvement Loans

  • Loans integrated into leisure and entertainment

  • Loans integrated into health care and well-being

  • Loans included in Other

Brazil Integrated Insurance Market Size and Forecast

Integrated insurance by industry, 2020 – 2029

  • Insurance embedded in consumer products

  • Integrated travel and hospitality insurance

  • Integrated car insurance

  • Insurance integrated into health care

  • Integrated insurance in real estate

  • Integrated transport and logistics insurance

  • Insurance integrated into other

Integrated insurance by type of insurance, 2020 – 2029

  • Insurance integrated into the life segment

  • Insurance integrated into the non-life segment

Integrated insurance by type of offer, 2020 – 2029

  • Insurance integrated into the product segment

  • Integrated insurance in the services segment

Brazil In-App Payments Market Size and Forecast

Integrated payment by consumer segments, 2020 – 2029

Integrated payment by end-use sector, 2020 – 2029

  • Integrated payment in retail and consumer goods

  • Integrated payment in digital products and services

  • Payment integrated into utility bill payment

  • Integrated Payment in Travel and Hospitality

  • Integrated payment in leisure and entertainment

  • Integrated payment in health and well-being

  • Integrated payment in office supplies and equipment

  • Embedded payment in Other

Brazil Integrated Wealth Management Market Size and Forecast

For more information on this report visit