Finance markets

U.S. Integrated Financial Markets and Investment Opportunities Report 2022: Market Expected to Grow 39.3% to $67,562.0 Million in 2022 – Forecast to 2029 –

DUBLIN–(BUSINESS WIRE)–The United States Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments – Q1 2022 Update report has been added to from offer.

The integrated finance industry in the United States is expected to grow 39.3% on an annual basis to reach US$67,562.0 million in 2022.

The integrated finance industry is expected to grow steadily over the forecast period, registering a CAGR of 23.5% over the period 2022-2029. The integrated financial revenue in the country will increase from US$67,562.0 million in 2022 to reach US$212,862.3 million by 2029.

The growing demand for protected experiences by customers in their online transactions has pushed insurtech companies to offer personalized insurance in the United States.

  • In July 2021, Seeto, which focuses on helping e-commerce businesses create integrated coverage, joined Pattern, an insurtech start-up in the United States, to offer innovative parametric and traditional insurance coverage in part of the integrated insurance experience.

The United States is also expected to see significant growth in demand for pet insurance. Pet adoption is constantly on the rise, leading to an increased demand for integrated pet insurance. Market players are introducing new offerings to exploit this current opportunity.

  • In September 2021, AI-powered insurtech Lemonade launched a new pet insurance solution designed for puppies and kittens. The publisher expects further growth in the product offering to meet the growing demand for pet insurance in the country.

Additionally, to accelerate growth and capitalize on the growth of the insurance industry, players in the digital insurance market are raising funds in the United States.

  • In August 2021, DealerPolicy, a digital insurance marketplace for retail car sellers and buyers, announced that the company had raised US$110 million in a Series C funding round. including using it to accelerate its growth and launch new insurance offerings for dealers and car buyers, thus enabling the integration of car insurance online and at the point of sale.

US-based small and medium-sized businesses struggle to get bank loans. Hence, an increasing number of businesses are looking for alternative sources of funding, which is driving the growth of the integrated loan market. The global pandemic has further accelerated this trend, and the demand for integrated loans is expected to grow at an incredible rate in the coming years.

To accelerate growth and capitalize on the growth of the lending industry, market players are raising financing rounds in the United States. An increase in financing activities should encourage the development of new technologies and new product offerings on the market.

  • US-based Sivo, a fintech founded in July 2020, has raised $5 million by March 2021. Sivo aims to power the next generation of lending startups with its debt-as-a-service offerings. The publisher expects new players to enter the market over the next four to eight quarters.

Market players are also making efforts to innovate and provide additional features in their offerings.

  • In October 2021, Bond Financial Technologies, Inc, a US-based enterprise platform for integrated finance, announced the launch of its latest Bond Embedded Credit product.

The landscape of real-time payment services in the United States has changed dramatically in recent years. The technological revolution and advancements are fueling the demand for real-time payments and changing the way money flows between financial institutions, governments, businesses and consumers.

However, the United States now faces deteriorating payment and banking infrastructure. While some companies were still working on payment rails built decades ago, others have embraced the speed and sophistication of new technologies offered by a new generation of fintechs and innovators.

Growing efforts by integrated payment providers to replace old payment infrastructure with new technologies are expected to propel the growth of the market. Integrated payment providers are partnering with social media platforms to capitalize on their huge customer base.

  • In May 2020, Shopify, a Canadian e-commerce platform, partnered with Facebook Pay to offer users a new way to purchase items from merchants in the United States.


U.S. Embedded Finance Market Size and Forecast

U.S. Embedded Lending Market Size and Forecast

Embedded Loans by Consumer Segments, 2020 – 2029

  • Business loans

  • Retail loan

Integrated loans by B2B sectors, 2020 – 2029

  • Retail and consumer goods integrated lending

  • Loans embedded in IT and software services

  • Integrated loans in media, entertainment and leisure

  • Loans integrated into manufacturing and distribution

  • Loans integrated into real estate

  • Loans included in Other

Integrated loans by B2C sectors, 2020 – 2029

  • Retail Integrated Lending

  • Integrated Home Improvement Loans

  • Loans integrated into leisure and entertainment

  • Loans integrated into health care and well-being

  • Loans included in Other

U.S. Integrated Insurance Market Size and Forecast

Integrated insurance by industry, 2020 – 2029

  • Insurance embedded in consumer products

  • Integrated travel and hospitality insurance

  • Integrated car insurance

  • Insurance integrated into health care

  • Integrated insurance in real estate

  • Integrated transport and logistics insurance

  • Insurance integrated into other

Integrated insurance by type of insurance, 2020 – 2029

  • Insurance integrated into the life segment

  • Insurance integrated into the non-life segment

Integrated insurance by type of offer, 2020 – 2029

  • Insurance integrated into the product segment

  • Integrated insurance in the services segment

US in-app payments market size and forecast

Integrated payment by consumer segments, 2020 – 2029

Integrated payment by end-use sector, 2020 – 2029

  • Integrated payment in retail and consumer goods

  • Integrated payment in digital products and services

  • Payment integrated into utility bill payment

  • Integrated Payment in Travel and Hospitality

  • Integrated payment in leisure and entertainment

  • Integrated payment in health and well-being

  • Integrated payment in office supplies and equipment

  • Embedded payment in Other

US Integrated Wealth Management Market Size and Forecast

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